Jewelry & Diamonds

We lend against the expected: rings, bracelets, necklaces, earrings. We also lend against the unexpected: jabots, lavalieres, even a tiara if you're so fortunate.


Appraising jewelry, as you can imagine, is truly complex. Here's a high-level summary of how we proceed, but you're encouraged to ask us directly about any specific item:

  • The Maker - Whether or not the piece is signed, and by whom. Fine makers like Cartier, Van Cleef & Arpels and Tiffany & Co. add significant resale value
  • Material - Whether the item is made of white, yellow or rose gold - or - platinum - and its carat weight, are all significant drivers of valuation
  • Gemstones - If it's a diamond, the famous foursome of clarity, cut, color and carat is central. We use the Rapaport Diamond; it is an internationally recognized guide. Of course, if you have a certification from the Gemological Institute of America, the European Gemological Laboratory, the International Gemological Institute or the Gemological Association, we take those into account. For sapphires, rubies and other precious stones we welcome certifications from the Swiss Gemological Institute and Gubelin

Get You Jewelry to Us

You have a number of options for getting your jewelry to us:

  • FedEx: Use a free FedEx label to send your jewelry to us taking advantage of FedEx SameDay and FedEx Overnight Declared Value Advantage service which is tailored for shipping high-value jewelry and watches
  • Collection: Depending on the value of the jewelry, we can send a courier to pick it up and deliver it to us with the highest level of attention and security. Of course, we'll arrange this at a time and place convenient for you
  • Bring your jewelry to us: Your time is as valuable as your assets. So make an appointment and one of our expert appraisers and your account manager, will be ready to meet & greet and appraise your jewelry as soon as you show up
  • Home appraisal: If you have a high-value jewelry or are looking to use multiple assets to secure your loan, one of our expert appraisers can come to you to appraise your assets on location


With EZborrow you have the confidence of end-to-end insurance. That means your jewelry is protected from the moment it leaves your hands, until you have it safely and securely returned to you, once your loan is repaid.

The minimum insurance is the fair market value of your assets; never less, often more. It is provided by both our courier and storage partners, as well as our own insurance, which is provided by underwriters who are part of Lloyds of London. Need we say more?

In Transit:

  • If you send your jewelry to us using our free FedEx label, your assets are insured up to the value of $100,000 for the SameDay service, and up to $50,000 for the Overnight service
  • For a special collection of your jewelry by a EZborrow employee you are insured up to $500,000
  • If one of our appraisers takes your jewelry with them to our valuation center after a home appraisal, you are insured up to $500,000
  • In special cases we will make bespoke arrangements to get your jewelry to us. We will always ensure your items are fully covered

With Us:

When your jewelry arrives at our valuation center it is handled under CCTV, barcoded with a unique ID code and photographed.

While your jewelry is with us for the appraisal as well as for the duration of your loan, it is stored in our highly secure vaults or with one of our partners which include Citibank and Malca-Amit. In all locations your jewelry is fully insured up to its fair market value.

Ultimate Care

When your jewelry is with us, it is subject to both protection and specialist care. And when you repay your loan in full, we guarantee we will safely return your jewelry in the same or even better condition than before.

  • We will provide you with a Condition Report for your jewelry. This includes a comprehensive description which documents everything from the dimensions to the quality and overall condition of your jewelry, along with a high resolution photograph. This is a useful document to have should you ever wish to consign your jewelry to auction, or wish to have it insured
  • If your jewelry doesn't already have an appropriate pouch or box, we will give you one to keep it safe.
  • We will get your jewelry aesthetically cleaned and polished (unless you request us not to of course), and depending on the value of your loan we will give you a special jewelry cleaning kit so you can keep your jewelry clean and shiny yourself
  • When it comes to diamonds, we know how important it is to have them graded accurately. If your diamonds are not certificated, we can arrange for an official GIA certificate (by the Gemological Institute of America). This certificate will not only aid with appraisals, but also strongly enhance the item's saleability should you ever wish to sell it through auction

Contact Us

Questions? Comments? Ideas?

EZborrow Inc.
71 Gazza Blvd
Farmingdale, NY 11735

1 (844) 267-7694
[email protected]

Speak with our experts
(516) 860-5599
~ OR ~
Fill out our Quick & Easy Contact Form to Have our Experts Contact You!
Free Estimate

Luxury Cars
Luxury Watches
Jewelry & Diamonds
Fine Art
2024 © EZborrow. All rights reserved. Design by MES

Terms & Conditions      Privacy Policy      Electronic Disclosure